(Update 12:30 p.m. Saturday) PIB stabbing victim in critical condition …
The incident started at Mr. Ed's Bar & Grille, where the two, each suspected of drinking, engaged in a fight and were removed from the establishment by security. It's not clear who instigated the fight. • Upon the two leaving — one was escorted out …
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Psychiatry's Identity Crisis
AMERICAN psychiatry is facing a quandary: Despite a vast investment in basic neuroscience research and its rich intellectual promise, we have little to show for it on the treatment front. With few exceptions, every major class of current psychotropic …
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Hepatitis C treatment – Baltimore Sun
I was glad to read the recent article written by Meredith Cohn about novel therapies for hepatitis C and the trouble that some patients have in affording these drugs ("Hepatitis C drugs can cure — if patients can afford them," July 18, 2015). As an …
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The Voice sees Ed Sheeran makes special appearance in Australia | Daily Mail …
The 24-year-old singer was brought in by coach Jessie J to give some tips to two of her contestants, who would be singing his hit Bloodstream. But Ed did more than mentor, revealing an interesting fact about himself when he told Jessie: 'Can you tell …
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Man killed after struck by car overnight on Ed Bluestein Blvd. | www.statesman …
Austin police are investigating the death of a man who was struck by a car overnight in East Austin. Emergency dispatchers received a call at 1:08 a.m. that someone was standing in the roadway in the 2500 block of Ed Bluestein Blvd. near Boggy Creek.
Read more on Austin American-Statesman
Mega Millions Jackpot Climbs to 3 Million Annuity, 3.1M Cash Value
North Carolina's lottery players have a chance at two of the biggest Mega Millions and Powerball jackpots in weeks. Tonight's Mega Millions jackpot is an estimated $ 233 million if taken as an annuity or $ 143.1 million if taken as a lump sum. The …
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Album Premiere: The Honeydrips, 'In The City'
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Netflix Will 'Get Down' with Baz Luhrmann for Hip-Hop Drama
House of Breaks? Old-School Is the New…? Oh, forget it. Netflix's next straight-to-streaming hit could be a show about the birth of hip-hop, in the TV series debut of a movie director already known for glitzy musical moments. Baz Luhrmann has struck a …
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Erectile Dysfunction (Ed) Protocol- A Natural Program for Treating Erectile …
Sometimes, men who usually suffer from this condition have their psychological issue which is the reason why they have an erection. The important thing to take note here is that most men who suffer from ED have received a rather ineffective treatment.
Read more on PR Carbon (press release)
Erectile Dysfunction Medications Linked to Slight Risk of Melanoma
In a Swedish study of men taking phosphodiesterase type 5 (PDE5) inhibitors, researchers saw a small but significant increase in the incidence of malignant melanoma. But, this does not prove that the association is causal, according to study authors.
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Bury, Lancashire (PRWEB UK) 11 June 2015
In less than one weeks time will see Mens Health Week get underway, an annual event that takes place in the week leading up to Fathers Day, meaning this year it will be taking place from 15-21 June. The Mens Health Forum an independent charity that works tirelessly to improve men’s health services and the overall health of men are the pioneers behind National Mens Health Week across England and Wales.
Formed in 1994, the Mens Health Forum looks to target groups of men with the worst health and show these men they can make positive changes to boost their health. This may come in the form of a number of lifestyle changes such as stopping smoking, increasing exercise, cutting down on drinking, or having the knowledge of knowing where to turn for help with mental health problems.
As a strong advocate for the often underestimated issue of mens health, and coincidentally also first established in 1994, Medical Specialists
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The metabolism begins with receipt of nutrients in a gastroenteric path and air in lungs. augmentin cheap levitra Diffusion is based on a gradient of concentration of substances in intestines cavity, in blood or a lymph. By diffusion through intestines …
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Viagra, Cialis and Levitra – The Best Impotence Treatments
Widely proclaimed as impotence, erectile dysfunction means the repeated inability to achieve and maintain an erection even when sexually excited. Erectile dysfunction is a very common problem in men today and studies show that about one in 10 men …
Read more on Contacto Magazine
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Sexual assault victims say women won't come to Salem VA's changed PTSD …
The cohort approach, which brought veterans in as a unit for a specified period of treatment, will end in favor of rolling admissions with veterans entering and leaving the program based on their needs. The combined program will be co-ed. Currently …
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ProNova ready to share cancer treatment technology with the world
“The only thing I know is that proton therapy hits the cancer in treatment and doesn't damage the other tissues — and that's the key thing. I've talked to some of the folks who've had the procedure, and they've said good things about proton therapy …
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When fighting cancer in NC means fighting insurers, too
To remedy this problem, state lawmakers are considering a proposal to help limit such health plan protocols and a health care provider's right to make treatment decisions in the best interest of the patient. Most importantly, the proposal would …
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Actually pondered how your vehicle insurance quality is determined? Usually the quality could be modified for discounted or just about any reward the insurer is prepared to provide you, however in any situation these are determined just following the insurer offers set reduced they wish to cost you. Below the facets that impact the quality that you simply purchase your vehicle are explained by us.
Cubic volume of the automobile
Each vehicle comes with a motor dimension, that will be calculated as its capability that is cubic. The cheap car insurance quality you’ve to fund a insurance policy is affected by how big the motor.
The stand below exhibits the prices (by Summer 2010) about the 3rd party protect quality quantity according the motor dimension. The larger the cc, the larger would be the quality. You’ll find the cc away from one’s vehicle’s enrollment documents. (Notice Cover-Drive: Table 1).
The quality quantity may be the identical to get a fresh car for an old car, since the quality is just not, and a purpose of the motor dimension age the car. Motor capability isn’t a requirements for determining quality to get a thorough protect employed.
These numbers would be the fundamental minimal quantities as agreed from the Motor Act that is Indian. There can be a quantity that is additional that you’re required to pay for above this minimal regarding party protection that is third. These minimal quantities would be even the era of the vehicle or the identical, aside from the manufacturer. Most that issues may be the motor capability.
Price was announced by covered
At any stage that is given, your vehicle offers several worth related to it. Just how much do you consider you ought to be paid for, presuming you’d cheap car insurance for your vehicle in the event that you endure an overall total reduction within an incident? To what’s the worthiness of the automobile when this occurs over time, the total amount that you’re paid for less than an extensive engine insurance policy is straight linked.
Engine insurance policies are procedures that are indemnity. That is only a specialized method of stating that they simply pay anyone regarding a sum as much as monetary reduction no additional, and that you’ve endured about the automobile.
Whenever you therefore are obtaining insurance for this and purchase a fresh car, the IDV is determined about the foundation of the price i.e., of the brand new vehicle, its ex- price. When you yourself have an automobile that you are reviving the insurance, the IDV is likely to be modified for just about any functional deterioration the vehicle offers skilled, or even to place it in specialized conditions the IDV is modified for just about any devaluation that it’s encountered to get an automobile of its era.
Imagine if you’ve loudspeakers inside your vehicle or any equipment such as for instance a unique stereo system? To the IDV, the worthiness of those items which are extra towards the cost of the vehicle are added in this instance. If you should be obtaining a plan to get a vehicle that’s over 5 yrs old the IDV is decided about the foundation of an awareness between the insurer and also anyone after modifying for that devaluation plan.
When you yourself have a brand new vehicle that you simply get simply pushed out-of a shop, its worth is significantly more than state a several-year old vehicle using thirty,thousand kilometres onto it. Covered announced worth, or IDV, may be the value that your automobile to calculate its price at that time anyone make an application for engine insurance is placed on by the insurance organization.
IDV may be the quantity that is optimum as you are able to declare under a generator insurance plan to pay for just about any reduction as a result of incident or thievery. Therefore, in the event that you endure total-loss within an accident of one’s several-year old vehicle that’s not worthlessness Rs FOUR lakh at the accident’s time, on no account are you paid for significantly more than Rs FOUR lakh.
Please bear in mind the IDV computation can be used just for not a insurance policy and an extensive insurance plan of discoverbestinsurance.com.
Park City, UT (PRWEB) May 19, 2012
Today, Zane Benefits published data outlining the effect of employer-sponsored health insurance on overall U.S. medical expenditures over time. Zane Benefits provides small businesses with comprehensive and flexible alternatives to traditional group health insurance.
Originally, employers thought providing tax-free health benefits and paying all incidental medical expenses was a great way to compensate employees, with federal, state and city governments paying about half the bill through hidden tax subsidies. This subsidy was even larger for decision-making executives in high income tax brackets because the marginal federal personal income tax rate for people earning over $ 135,000/year ranged between 91% and 70% from 1959-1981. By the mid-1970s, employer-sponsored health benefits with virtually no deductibles were almost universal among major employers.
With third-party employers and government footing the consumers medical bill, the medical industry was given free rein to develop thousands of new treatments. Most of these were efficacious treatments, increasing the quality of healthcare across the country.
However, not all treatments were economical. For example, the pharmaceutical industry developed solutions to problems that werent previously defined as medical issues (e.g. prescription drugs to allow people to eat unhealthy foods, Mirapex to treat restless leg syndrome sleep disorders, Viagra and Levitra to treat impotence caused by old age, etc.). By classifying these solutions as prescription drugs rather than over-the-counter medicines, the industry was able to sell them to patients with other U.S. citizens and/or employers paying a large portion of the cost through the tax subsidy on employer-sponsored health insurance plans.
The sad truth today is that less than half of all medical care in the United States is supported by good evidence that it works, according to estimates cited by the Congressional Budget Office. -New York Times Editorial
LASIK provides an interesting Case Study
Of course, most of the thousands of medical solutions developed, such as MRIs, vaccinations, and surgical procedures, work well and greatly improve our medical care. But, because these solutions were also paid for through distant third-party employers, there was little incentive for medical providers to make these solutions more affordable. LASIK eye surgery, which is typically paid for by consumers themselves versus employers, came out in 1997 and competition forced the price from $ 3,500/eye to $ 500/eye for a greatly improved product. Meanwhile, the cost of MRIs and other technology-based innovations increased threefold over the same time period where the consumer did not have to pay their own bill.
Healthcare cost rose from $ 27 billion in 1960 to more than $ 2.3 trillion in 2007
As a result of these and other problems, U.S. healthcare costs, funded mostly through tax-free employer-sponsored health benefits, rose from $ 27 billion in 1960 (5% of GDP) to more than $ 2.3 trillion in 2007 (16% of GDP). Today the cost of employer-sponsored health benefits exceeds profits for many large companies and threatens the viability of major employers. For example, the market value of General Motors dropped 50 percent after the company announced a $ 60 billion retiree healthcare obligation (They’ve since switched to an HRA for many employees that reimburses retirees for medicare supplement premiums).
Due to rising costs, some employers and employees have been economically forced to abandon employer-sponsored health benefits entirely. Today, less than 50% of U.S. small businesses offer group health insurance.
Is Consumerism the Solution?
Many U.S. economists today agree that part of the solution to rising medical costs is returning the consumer to paying directly for part of their healthcare. To a degree, most employers have already embraced this concept by having employees pay the first few hundred or thousand dollars of their own medical caretypically by raising their annual deductible, increasing coinsurance, and shifting premium costs to employees for spouses and dependents.
Raising the employees annual deductible has proved difficult for employers to implement because:
Employees expect to receive virtually 100% coverage for medical expenses as part of the benefits of a good job;
Employees have not been financially educated to budget for medical expenses, and get angry at their employer (or carrier) when they incur non-covered medical expenses; and
Employees typically have to pay up to twice as much after tax for medical expenses and health insurance premiums not paid through a qualified employer-sponsored health plan, health savings account or cafeteria plan.
About Zane Benefits, Inc.
Zane Benefits, Inc, a software company, helps insurance brokers, accountants, and employers take advantage of new defined contribution health benefits and private exchanges via its proprietary SaaS online health benefits software. Zane Benefits does not sell insurance. Using Zanes platform, insurance professionals and accountants offer their clients a defined contribution plan with multiple individual health insurance options via a private health exchange of their choice. Learn more at http://www.zanebenefits.com.
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